The Insurance Checkmate Strategy
Documentation is Your Weapon
Police reports, photos, medical bills, repair estimates… gather everything.
Time is Money (Literally)
Most states have deadlines for insurance responses. Know them.
Calculate Everything
Property damage, medical bills, lost wages, pain and suffering… don't miss a thing.
The Insurance Company's Playbook
Many states have 'bad faith' laws that penalize insurance companies for unreasonable delays or lowball offers.
Common Insurance Claim Denial Issues
Our demand letter generator helps you address these typical problems:
- Claim wrongfully denied
- Low-ball offer
- Delayed processing
- Bad faith practices
Insurance Claim Denial Checklist
Gather these details before you generate your letter:
- Denial letter and claim number
- Policy excerpts that support coverage
- Proof of loss and repair estimates
How It Works
Describe Your Issue
Tell us about your Insurance Claim Denial dispute, including dates, amounts, and what happened.
Select Your Location
Choose your state or region so we can include relevant laws and legal citations.
Generate Your Letter
Our AI creates a professional demand letter with proper legal formatting and references.
Send to Recipient
Download your letter and send it via certified mail or email to the other party.
Common Questions About Insurance Claim Denial
Should I request reconsideration first?
Yes. Use your demand letter to request reconsideration with supporting evidence.
What if they say the loss is excluded?
Point to the policy language and explain why the exclusion does not apply.
Ready to Create Your Demand Letter?
Generate a professional insurance claim denial demand letter in minutes. Our free tool creates legally-formatted letters with relevant consumer protection and contract law references.
Generate Your Demand Letter Now