How It Works
Three Steps to Getting Your Money Back
1. Spill the Details
Guided form. No legal jargon. Just tell us what happened.
2. Check the Ammo
Review your AI-generated letter. Make sure it's accurate and hits all the points.
3. Send and (Hopefully) Conquer
Choose your delivery method and get that letter out. Time to get paid.
Real Problems. Real Solutions.
We're not lawyers. We're the pissed-off people who saw too many get screwed by a rigged system.
Families losing $15,000 on half-finished kitchens
Contractors leave homeowners with dumpster fires instead of dream homes.
Restaurant workers robbed of 200+ hours of overtime
$8 BILLION in wages are stolen annually. Time to get yours back.
Students nearly missing tuition over withheld deposits
Landlords pocket security deposits like it's free money. Not anymore.
The legal system is designed to protect the powerful.
We're giving you the tools to level the playing field – for free.
Learn Before You Send
Everything you need to know about demand letters, small claims court, and getting what you're owed.
What Is a Demand Letter?
Everything you need to know about demand letters and when to use one.
DIYCan You Send a Demand Letter Without a Lawyer?
Yes. Here's exactly how to do it yourself and save thousands in legal fees.
CostHow Much Does a Demand Letter Cost?
Lawyer fees vs. free tools. The real cost breakdown that nobody talks about.
Next StepsWhat Happens After You Send a Demand Letter?
The timeline, possible responses, and what to do if they ignore you.
Money OwedDemand Letter for Money Owed
How to write an effective demand letter to get your money back.
RentersDemand Letter for Security Deposit
Your landlord owes you money. Here's how to get it back, state by state.
CompareDemand Letter vs. Cease and Desist
They're not the same thing. Here's the difference and which one you need.
Received One?What to Do If You Receive a Demand Letter
Don't panic. Here's your step-by-step guide to responding the right way.
Understanding Demand Letters
A demand letter is one of the most powerful tools available to consumers — and it costs almost nothing to use.
Why Demand Letters Work
Companies and individuals who owe you money are making a calculated bet: that you won't do anything about it. A formal demand letter proves them wrong. It signals that you know your rights, you've documented the issue, and you're prepared to escalate. For most businesses, it's cheaper to resolve your claim than to fight it in court.
When to Send One
Send a demand letter when someone owes you money and informal requests haven't worked. Common situations include: unreturned security deposits, unpaid wages, defective products, denied insurance claims, contractor disputes, and billing errors. If you've already asked nicely and been ignored, a demand letter is your next step before small claims court.
What We Cover
Popular Dispute Categories
Defective products, services not rendered, subscription overcharges, and unauthorized charges.
Security DepositLandlords who won't return your deposit, wrongful deductions, or missed return deadlines.
Unpaid WagesMissing paychecks, unpaid overtime, withheld commissions, and final paycheck disputes.
Contractor DisputesUnfinished work, poor quality, cost overruns, and contractors who took payment and disappeared.
Insurance ClaimsDenied claims, lowball offers, delayed processing, and bad faith insurance practices.
Landlord RepairsHabitability issues, ignored maintenance requests, broken appliances, and mold or pest problems.
From Our Blog
- How to Write a Demand Letter: Complete Guide — Step-by-step instructions with examples
- Security Deposit Demand Letter Guide — Get your deposit back with the right approach
- Small Claims Court: Everything You Need to Know — When a demand letter isn't enough
- Consumer Protection Laws by State — Know your rights wherever you live