What You Need to Know (The Boring But Important Stuff)
Pick Your Province/Territory (It Actually Matters)
Small claims limits range from $10,000 in Manitoba to $50,000 in Alberta. Provincial laws differ significantly, so don't assume what works in Ontario applies in Quebec.
Time Limits Are Real
Most provinces give you 2 years for contract disputes, some give you 6 years. Miss your deadline and you're out of luck. Check your provincial limitation period.
Federal vs Provincial (Yes, It's Complicated)
Canada has federal AND provincial laws. Federal law covers things like bankruptcy and intellectual property. Provincial law handles most contract and property disputes. Know which applies.
French vs English (Quebec is Special)
Quebec operates under civil law, not common law like the rest of Canada. Also, legal documents may need to be in French. Quebec is legally different, not just linguistically.
Canadian Legal Framework (The 30-Second Version)
Canada operates under a federal-provincial system. The federal government handles criminal law, bankruptcy, and intellectual property. Provinces control contract law, property law, and small claims courts. Quebec uses civil law based on the Civil Code, while other provinces use common law based on precedent. Small claims limits vary wildly by province ($10K to $50K CAD). Always check your specific provincial requirements. This isn't legal advice - consult a real lawyer if you're unsure.
Common Questions (Because Everyone Asks These)
Do I need a lawyer? (Probably, but maybe not)
For small claims under your provincial limit, you can often handle it yourself. For anything complex, contested, or involving significant money, get a lawyer. This tool helps with the first step, not the whole legal process.
Will this actually work?
Sometimes yes, sometimes no. A demand letter shows you're serious and often prompts payment to avoid court. But if they ignore it, you'll need to follow through with legal action. It's not magic, it's leverage.
What if I'm in Quebec?
Quebec has different laws (Civil Code vs common law). The generator works, but Quebec-specific legal requirements may vary. Consider getting the letter reviewed by a Quebec lawyer, especially for amounts over $15,000.
Can I sue for legal fees?
Maybe. Some provinces allow you to recover costs if you win. Others don't. Check your provincial small claims rules. Don't assume you'll get your legal costs back.
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