Demand payment from insurance companies that wrongfully denied your legitimate claim. This template is customized for Colorado residents with relevant state law citations.
Colorado Legal Requirements
Your demand letter should reference Colorado-specific laws including Colorado Revised Statutes § 10-4-701.
- Colorado Revised Statutes § 10-4-701
- Modified Comparative Fault
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to Colorado small claims court or file a complaint with Colorado Division of Insurance.
The Insurance Checkmate Strategy
Documentation is Your Weapon
Police reports, photos, medical bills, repair estimates… gather everything.
Time is Money (Literally)
Most states have deadlines for insurance responses. Know them.
Calculate Everything
Property damage, medical bills, lost wages, pain and suffering… don't miss a thing.
The Insurance Company's Playbook
Many states have 'bad faith' laws that penalize insurance companies for unreasonable delays or lowball offers.
Insurance Claim Denial FAQs for Colorado
What laws protect me in Colorado for insurance claim denial?
Colorado consumers are protected by Colorado Revised Statutes § 10-4-701 and Modified Comparative Fault. Your demand letter should reference these specific statutes.
What is the small claims limit in Colorado?
The small claims court limit in Colorado is $7,500. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in Colorado?
Deadlines vary by claim type. Generally, you should send your demand letter as soon as possible after the dispute arises.
Create Your Colorado Demand Letter
Generate a professional insurance claim denial demand letter tailored for Colorado. Our free tool includes relevant state law citations.
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