Dispute predatory small business loans or merchant cash advances. This template is customized for New York residents with relevant state law citations.
New York Legal Requirements
Your demand letter should reference New York-specific laws including Uniform Commercial Code (UCC).
- Uniform Commercial Code (UCC)
- New York General Business Law § 349
- New York Prompt Payment Act
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to New York small claims court or file a complaint with New York Department of State.
The B2B Recovery Plan
Contract & Communications
Original agreements, purchase orders, invoices, and all email chains showing the deal and breach.
Document Non-Performance
What was promised vs. delivered. Late shipments, defective goods, incomplete work.
Calculate Your Damages
Invoice amounts, lost revenue, replacement costs, interest on late payments.
Commercial Law Is Clear
UCC governs sales of goods. Contract law covers services. Interest and attorney fees may be recoverable.
Small Business Loan Dispute FAQs for New York
What laws protect me in New York for small business loan dispute?
New York consumers are protected by Uniform Commercial Code (UCC) and New York General Business Law § 349. Your demand letter should reference these specific statutes.
What is the small claims limit in New York?
The small claims court limit in New York is $10,000. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in New York?
Deadlines vary by claim type. Generally, you should send your demand letter as soon as possible after the dispute arises.
Create Your New York Demand Letter
Generate a professional small business loan dispute demand letter tailored for New York. Our free tool includes relevant state law citations.
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