Small Business Loan Dispute Demand Letter

Free professional demand letter template for small business loan dispute disputes

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Zero BS

Dispute predatory small business loans or merchant cash advances.

Evidence to gather

Strong documentation makes your demand letter harder to ignore.

  • Contracts, invoices, or receipts tied to the dispute
  • Photos, screenshots, or inspection reports
  • A written timeline of events and communication

If they ignore your letter

Be ready to escalate with small claims or a regulatory complaint once your deadline passes.

The B2B Recovery Plan

Contract & Communications

Original agreements, purchase orders, invoices, and all email chains showing the deal and breach.

Document Non-Performance

What was promised vs. delivered. Late shipments, defective goods, incomplete work.

Calculate Your Damages

Invoice amounts, lost revenue, replacement costs, interest on late payments.

Commercial Law Is Clear

UCC governs sales of goods. Contract law covers services. Interest and attorney fees may be recoverable.

← Back to Small Business / B2B Disputes

Common Small Business Loan Dispute Issues

Our demand letter generator helps you address these typical problems:

  • Hidden fees
  • Rate not disclosed
  • ACH withdrawals incorrect
  • Payoff amount disputed

Small Business Loan Dispute Checklist

Gather these details before you generate your letter:

  • Loan agreement
  • All payment records
  • ACH authorization

How It Works

1

Describe Your Issue

Tell us about your Small Business Loan Dispute dispute, including dates, amounts, and what happened.

2

Select Your Location

Choose your state or region so we can include relevant laws and legal citations.

3

Generate Your Letter

Our AI creates a professional demand letter with proper legal formatting and references.

4

Send to Recipient

Download your letter and send it via certified mail or email to the other party.

Small Business Loan Dispute Demand Letter by State

Get state-specific legal citations and requirements:

California Texas Florida New York Pennsylvania Illinois Ohio Georgia North Carolina Michigan
See all 50 states & territories
Alabama Alaska Arizona Arkansas Colorado Connecticut Delaware Hawaii Idaho Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico North Dakota Oklahoma Oregon Rhode Island South Carolina South Dakota Tennessee Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Similar Small Business / B2B Disputes Issues

Payment Processor Dispute

Supplier Breach of Contract

Non-Compete Dispute

Document Shredding Dispute

Related demand letter guides

Small Business / B2B Disputes Demand Letters

Browse small business / b2b disputes templates and FAQs.

Demand Letter Checklist

Evidence, deadlines, and delivery tips before you send.

Common Questions About Small Business Loan Dispute

Are MCAs legal?

Yes, but many have predatory terms. Document the effective APR and compare to what was disclosed.

Can I stop ACH withdrawals?

Yes, but may trigger default. Consult before stopping. Dispute unauthorized amounts.

Ready to Create Your Demand Letter?

Generate a professional small business loan dispute demand letter in minutes. Our free tool creates legally-formatted letters with relevant consumer protection and contract law references.

Generate Your Demand Letter Now