Use this guide to choose the right complaint path in Colorado when a demand letter deadline passes.
Pick the right agency
Different agencies handle different disputes. Use the list below to find the best fit for your issue.What to include in your complaint
A clear timeline and documentation make agencies more likely to act quickly.- Demand letter and delivery proof
- Receipts, contracts, and photos
- Any responses or refusals
What happens after you file
Agencies may request more information, contact the other party, or recommend next steps if the matter is outside their scope.Where to file complaints in Colorado
| Dispute type | Agency |
|---|---|
| Auto Accident Claims | Colorado Division of Insurance |
| Consumer Refunds | Colorado Attorney General Consumer Protection |
| Contractor Disputes | Colorado DORA (limited oversight) |
| Debt Collection | Colorado AG / CFPB |
| Education Disputes | Colorado Department of Education |
| Fraud & Scam Recovery | Colorado Attorney General Consumer Protection |
| HOA Disputes | Colorado Division of Real Estate |
| Identity Theft | Colorado Attorney General Consumer Protection |
| Insurance Claims | Colorado Division of Insurance |
| Landlord Repairs / Habitability | Colorado Division of Housing |
| Medical Bills | Colorado Division of Insurance |
| Neighbor Disputes | Colorado Courts |
| Personal Injury | Colorado Bar Association |
| Pet Deposits | Colorado Civil Rights Division |
| Property Damage | Colorado Courts |
| Security Deposit | Colorado Attorney General Consumer Protection |
| Small Business / B2B Disputes | Colorado Secretary of State |
| Subscription Traps | Colorado Attorney General Consumer Protection |
| Telecommunications Disputes | Colorado Public Utilities Commission |
| Unpaid Wages | Colorado Department of Labor and Employment |
| Utility Bill Disputes | Colorado Public Utilities Commission |
| Warranty Claims | Colorado Attorney General Consumer Protection |
Agency names change. Confirm current filing options on the agency website.
Colorado complaint FAQ
Where do I file a consumer complaint in Colorado?
Start with Colorado Attorney General Consumer Protection. Include your demand letter, receipts, and any written responses.
Where do I report wage theft in Colorado?
File with Colorado Department of Labor and Employment after your demand letter deadline passes.
Who handles tenant or housing complaints in Colorado?
For deposit or repair disputes, contact Colorado Attorney General Consumer Protection or your local housing authority for code enforcement.
Can I still go to small claims after filing a complaint?
Yes. Complaints can build a record, but small claims may still be the fastest way to recover money.
About FreeDemandLetter
FreeDemandLetter provides free, AI-powered demand letter generation with location-specific legal citations. Our content is reviewed by subject matter specialists and regularly updated to reflect current laws. We help thousands of people resolve disputes effectively—but we're not lawyers, and this isn't legal advice. For complex situations, consult a licensed attorney in your jurisdiction.
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