Dispute accounts and charges resulting from identity theft. This template is customized for Montana residents with relevant state law citations.
Montana Legal Requirements
Your demand letter should reference Montana-specific laws including Montana Consumer Protection Act.
- Montana Consumer Protection Act
- MCA § 30-14-101
- Montana Identity Theft Statute
- FTC Act § 5
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to Montana small claims court or file a complaint with Montana Attorney General Consumer Protection.
The Fraud Recovery Plan
Document Everything
Save all communications, transaction records, websites, emails - everything. Screenshots are evidence.
Report to Authorities
FTC, FBI IC3, state attorney general, local police. File reports everywhere applicable.
Contact Financial Institutions
Bank, credit card, payment apps. Dispute unauthorized transactions. Freeze accounts if needed.
Fraud Laws Are Serious
Fraud is a crime. Civil remedies often allow recovery of damages, attorney fees, and sometimes punitive damages.
Identity Theft Dispute FAQs for Montana
What laws protect me in Montana for identity theft dispute?
Montana consumers are protected by Montana Consumer Protection Act and MCA § 30-14-101. Your demand letter should reference these specific statutes.
What is the small claims limit in Montana?
The small claims court limit in Montana is $7,000. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in Montana?
In Montana, the typical response period is 30 days. Statutes of limitations vary by claim type, so act promptly.
Create Your Montana Demand Letter
Generate a professional identity theft dispute demand letter tailored for Montana. Our free tool includes relevant state law citations.
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