Dispute accounts and charges resulting from identity theft. This template is customized for Massachusetts residents with relevant state law citations.
Massachusetts Legal Requirements
Your demand letter should reference Massachusetts-specific laws including Massachusetts Consumer Protection Act Chapter 93A.
- Massachusetts Consumer Protection Act Chapter 93A
- M.G.L. c. 93A
- Massachusetts Identity Theft Law
- FTC Act ยง 5
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to Massachusetts small claims court or file a complaint with Massachusetts Attorney General Consumer Protection.
The Fraud Recovery Plan
Document Everything
Save all communications, transaction records, websites, emails - everything. Screenshots are evidence.
Report to Authorities
FTC, FBI IC3, state attorney general, local police. File reports everywhere applicable.
Contact Financial Institutions
Bank, credit card, payment apps. Dispute unauthorized transactions. Freeze accounts if needed.
Fraud Laws Are Serious
Fraud is a crime. Civil remedies often allow recovery of damages, attorney fees, and sometimes punitive damages.
Identity Theft Dispute FAQs for Massachusetts
What laws protect me in Massachusetts for identity theft dispute?
Massachusetts consumers are protected by Massachusetts Consumer Protection Act Chapter 93A and M.G.L. c. 93A. Your demand letter should reference these specific statutes.
What is the small claims limit in Massachusetts?
The small claims court limit in Massachusetts is $7,000. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in Massachusetts?
In Massachusetts, the typical response period is 30 days. Statutes of limitations vary by claim type, so act promptly.
Create Your Massachusetts Demand Letter
Generate a professional identity theft dispute demand letter tailored for Massachusetts. Our free tool includes relevant state law citations.
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