Dispute accounts and charges resulting from identity theft. This template is customized for Florida residents with relevant state law citations.
Florida Legal Requirements
Your demand letter should reference Florida-specific laws including Florida Deceptive and Unfair Trade Practices Act.
- Florida Deceptive and Unfair Trade Practices Act
- Fla. Stat. § 501.201
- Florida Identity Theft Statute
- Fla. Stat. § 817.568
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to Florida small claims court or file a complaint with Florida Department of Agriculture Consumer Services.
The Fraud Recovery Plan
Document Everything
Save all communications, transaction records, websites, emails - everything. Screenshots are evidence.
Report to Authorities
FTC, FBI IC3, state attorney general, local police. File reports everywhere applicable.
Contact Financial Institutions
Bank, credit card, payment apps. Dispute unauthorized transactions. Freeze accounts if needed.
Fraud Laws Are Serious
Fraud is a crime. Civil remedies often allow recovery of damages, attorney fees, and sometimes punitive damages.
Identity Theft Dispute FAQs for Florida
What laws protect me in Florida for identity theft dispute?
Florida consumers are protected by Florida Deceptive and Unfair Trade Practices Act and Fla. Stat. § 501.201. Your demand letter should reference these specific statutes.
What is the small claims limit in Florida?
The small claims court limit in Florida is $8,000. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in Florida?
In Florida, the typical response period is 30 days. Statutes of limitations vary by claim type, so act promptly.
Create Your Florida Demand Letter
Generate a professional identity theft dispute demand letter tailored for Florida. Our free tool includes relevant state law citations.
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