Use this guide to choose the right complaint path in Utah when a demand letter deadline passes.
Pick the right agency
Different agencies handle different disputes. Use the list below to find the best fit for your issue.What to include in your complaint
A clear timeline and documentation make agencies more likely to act quickly.- Demand letter and delivery proof
- Receipts, contracts, and photos
- Any responses or refusals
What happens after you file
Agencies may request more information, contact the other party, or recommend next steps if the matter is outside their scope.Where to file complaints in Utah
| Dispute type | Agency |
|---|---|
| Auto Accident Claims | Utah Insurance Department |
| Consumer Refunds | Utah Division of Consumer Protection |
| Contractor Disputes | Utah DOPL |
| Debt Collection | Utah DFI / CFPB |
| Education Disputes | Utah State Board of Education |
| Fraud & Scam Recovery | Utah Division of Consumer Protection |
| HOA Disputes | Utah Division of Real Estate |
| Identity Theft | Utah Division of Consumer Protection |
| Insurance Claims | Utah Insurance Department |
| Landlord Repairs / Habitability | Utah Division of Consumer Protection |
| Medical Bills | Utah Insurance Department |
| Neighbor Disputes | Utah Courts |
| Personal Injury | Utah State Bar |
| Pet Deposits | Utah Labor Commission Antidiscrimination and Labor Division |
| Property Damage | Utah Courts |
| Security Deposit | Utah Division of Consumer Protection |
| Small Business / B2B Disputes | Utah Division of Corporations |
| Subscription Traps | Utah Division of Consumer Protection |
| Telecommunications Disputes | Utah Public Service Commission |
| Unpaid Wages | Utah Labor Commission |
| Utility Bill Disputes | Utah Public Service Commission |
| Warranty Claims | Utah Division of Consumer Protection |
Agency names change. Confirm current filing options on the agency website.
Utah complaint FAQ
Where do I file a consumer complaint in Utah?
Start with Utah Division of Consumer Protection. Include your demand letter, receipts, and any written responses.
Where do I report wage theft in Utah?
File with Utah Labor Commission after your demand letter deadline passes.
Who handles tenant or housing complaints in Utah?
For deposit or repair disputes, contact Utah Division of Consumer Protection or your local housing authority for code enforcement.
Can I still go to small claims after filing a complaint?
Yes. Complaints can build a record, but small claims may still be the fastest way to recover money.
About FreeDemandLetter
FreeDemandLetter provides free, AI-powered demand letter generation with location-specific legal citations. Our content is reviewed by subject matter specialists and regularly updated to reflect current laws. We help thousands of people resolve disputes effectively—but we're not lawyers, and this isn't legal advice. For complex situations, consult a licensed attorney in your jurisdiction.
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