Use this guide to choose the right complaint path in South Carolina when a demand letter deadline passes.
Pick the right agency
Different agencies handle different disputes. Use the list below to find the best fit for your issue.What to include in your complaint
A clear timeline and documentation make agencies more likely to act quickly.- Demand letter and delivery proof
- Receipts, contracts, and photos
- Any responses or refusals
What happens after you file
Agencies may request more information, contact the other party, or recommend next steps if the matter is outside their scope.Where to file complaints in South Carolina
| Dispute type | Agency |
|---|---|
| Auto Accident Claims | SC Department of Insurance |
| Consumer Refunds | South Carolina Department of Consumer Affairs |
| Contractor Disputes | South Carolina LLR |
| Debt Collection | South Carolina DCA / CFPB |
| Education Disputes | South Carolina Department of Education |
| Fraud & Scam Recovery | South Carolina Department of Consumer Affairs |
| HOA Disputes | South Carolina Real Estate Commission |
| Identity Theft | South Carolina Department of Consumer Affairs |
| Insurance Claims | South Carolina Department of Insurance |
| Landlord Repairs / Habitability | South Carolina Department of Consumer Affairs |
| Medical Bills | South Carolina Department of Insurance |
| Neighbor Disputes | South Carolina Courts |
| Personal Injury | SC Bar |
| Pet Deposits | South Carolina Human Affairs Commission |
| Property Damage | South Carolina Courts |
| Security Deposit | South Carolina Department of Consumer Affairs |
| Small Business / B2B Disputes | South Carolina Secretary of State |
| Subscription Traps | South Carolina Department of Consumer Affairs |
| Telecommunications Disputes | South Carolina Public Service Commission |
| Unpaid Wages | South Carolina Department of Labor, Licensing and Regulation |
| Utility Bill Disputes | South Carolina Public Service Commission |
| Warranty Claims | South Carolina Department of Consumer Affairs |
Agency names change. Confirm current filing options on the agency website.
South Carolina complaint FAQ
Where do I file a consumer complaint in South Carolina?
Start with South Carolina Department of Consumer Affairs. Include your demand letter, receipts, and any written responses.
Where do I report wage theft in South Carolina?
File with South Carolina Department of Labor, Licensing and Regulation after your demand letter deadline passes.
Who handles tenant or housing complaints in South Carolina?
For deposit or repair disputes, contact South Carolina Department of Consumer Affairs or your local housing authority for code enforcement.
Can I still go to small claims after filing a complaint?
Yes. Complaints can build a record, but small claims may still be the fastest way to recover money.
About FreeDemandLetter
FreeDemandLetter provides free, AI-powered demand letter generation with location-specific legal citations. Our content is reviewed by subject matter specialists and regularly updated to reflect current laws. We help thousands of people resolve disputes effectively—but we're not lawyers, and this isn't legal advice. For complex situations, consult a licensed attorney in your jurisdiction.
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