Use this guide to choose the right complaint path in Missouri when a demand letter deadline passes.
Pick the right agency
Different agencies handle different disputes. Use the list below to find the best fit for your issue.What to include in your complaint
A clear timeline and documentation make agencies more likely to act quickly.- Demand letter and delivery proof
- Receipts, contracts, and photos
- Any responses or refusals
What happens after you file
Agencies may request more information, contact the other party, or recommend next steps if the matter is outside their scope.Where to file complaints in Missouri
| Dispute type | Agency |
|---|---|
| Auto Accident Claims | Missouri Department of Commerce |
| Consumer Refunds | Missouri Attorney General Consumer Protection |
| Contractor Disputes | Local municipalities |
| Debt Collection | Missouri AG / CFPB |
| Education Disputes | Missouri Department of Elementary and Secondary Education |
| Fraud & Scam Recovery | Missouri Attorney General Consumer Protection |
| HOA Disputes | Missouri Real Estate Commission |
| Identity Theft | Missouri Attorney General Consumer Protection |
| Insurance Claims | Missouri Department of Insurance |
| Landlord Repairs / Habitability | Missouri Attorney General |
| Medical Bills | Missouri Department of Insurance |
| Neighbor Disputes | Missouri Courts |
| Personal Injury | Missouri Bar |
| Pet Deposits | Missouri Commission on Human Rights |
| Property Damage | Missouri Courts |
| Security Deposit | Missouri Attorney General Consumer Protection |
| Small Business / B2B Disputes | Missouri Secretary of State |
| Subscription Traps | Missouri Attorney General Consumer Protection |
| Telecommunications Disputes | Missouri Public Service Commission |
| Unpaid Wages | Missouri Department of Labor and Industrial Relations |
| Utility Bill Disputes | Missouri Public Service Commission |
| Warranty Claims | Missouri Attorney General Consumer Protection |
Agency names change. Confirm current filing options on the agency website.
Missouri complaint FAQ
Where do I file a consumer complaint in Missouri?
Start with Missouri Attorney General Consumer Protection. Include your demand letter, receipts, and any written responses.
Where do I report wage theft in Missouri?
File with Missouri Department of Labor and Industrial Relations after your demand letter deadline passes.
Who handles tenant or housing complaints in Missouri?
For deposit or repair disputes, contact Missouri Attorney General Consumer Protection or your local housing authority for code enforcement.
Can I still go to small claims after filing a complaint?
Yes. Complaints can build a record, but small claims may still be the fastest way to recover money.
About FreeDemandLetter
FreeDemandLetter provides free, AI-powered demand letter generation with location-specific legal citations. Our content is reviewed by subject matter specialists and regularly updated to reflect current laws. We help thousands of people resolve disputes effectively—but we're not lawyers, and this isn't legal advice. For complex situations, consult a licensed attorney in your jurisdiction.
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