Use this guide to choose the right complaint path in Maryland when a demand letter deadline passes.
Pick the right agency
Different agencies handle different disputes. Use the list below to find the best fit for your issue.What to include in your complaint
A clear timeline and documentation make agencies more likely to act quickly.- Demand letter and delivery proof
- Receipts, contracts, and photos
- Any responses or refusals
What happens after you file
Agencies may request more information, contact the other party, or recommend next steps if the matter is outside their scope.Where to file complaints in Maryland
| Dispute type | Agency |
|---|---|
| Auto Accident Claims | Maryland Insurance Administration |
| Consumer Refunds | Maryland Attorney General Consumer Protection |
| Contractor Disputes | Maryland Home Improvement Commission |
| Debt Collection | Maryland OCFR / CFPB |
| Education Disputes | Maryland State Department of Education |
| Fraud & Scam Recovery | Maryland Attorney General Consumer Protection |
| HOA Disputes | Maryland Real Estate Commission |
| Identity Theft | Maryland Attorney General Consumer Protection |
| Insurance Claims | Maryland Insurance Administration |
| Landlord Repairs / Habitability | Maryland Attorney General Consumer Protection |
| Medical Bills | Maryland Insurance Administration |
| Neighbor Disputes | Maryland District Court |
| Personal Injury | Maryland State Bar |
| Pet Deposits | Maryland Commission on Civil Rights |
| Property Damage | Maryland Courts |
| Security Deposit | Maryland Attorney General Consumer Protection |
| Small Business / B2B Disputes | Maryland Department of Assessments |
| Subscription Traps | Maryland Attorney General Consumer Protection |
| Telecommunications Disputes | Maryland Public Service Commission |
| Unpaid Wages | Maryland Department of Labor |
| Utility Bill Disputes | Maryland Public Service Commission |
| Warranty Claims | Maryland Attorney General Consumer Protection |
Agency names change. Confirm current filing options on the agency website.
Maryland complaint FAQ
Where do I file a consumer complaint in Maryland?
Start with Maryland Attorney General Consumer Protection. Include your demand letter, receipts, and any written responses.
Where do I report wage theft in Maryland?
File with Maryland Department of Labor after your demand letter deadline passes.
Who handles tenant or housing complaints in Maryland?
For deposit or repair disputes, contact Maryland Attorney General Consumer Protection or your local housing authority for code enforcement.
Can I still go to small claims after filing a complaint?
Yes. Complaints can build a record, but small claims may still be the fastest way to recover money.
About FreeDemandLetter
FreeDemandLetter provides free, AI-powered demand letter generation with location-specific legal citations. Our content is reviewed by subject matter specialists and regularly updated to reflect current laws. We help thousands of people resolve disputes effectively—but we're not lawyers, and this isn't legal advice. For complex situations, consult a licensed attorney in your jurisdiction.
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