Use this guide to choose the right complaint path in Kentucky when a demand letter deadline passes.
Pick the right agency
Different agencies handle different disputes. Use the list below to find the best fit for your issue.
What to include in your complaint
A clear timeline and documentation make agencies more likely to act quickly.
- Demand letter and delivery proof
- Receipts, contracts, and photos
- Any responses or refusals
What happens after you file
Agencies may request more information, contact the other party, or recommend next steps if the matter is outside their scope.
Where to file complaints in Kentucky
| Dispute type | Agency |
|---|---|
| Auto Accident Claims | Kentucky Department of Insurance |
| Consumer Refunds | Kentucky Attorney General Consumer Protection |
| Contractor Disputes | Local municipalities |
| Debt Collection | Kentucky AG / CFPB |
| Landlord Repairs / Habitability | Kentucky Attorney General |
| Property Damage | Kentucky Courts |
| Security Deposit | Kentucky Attorney General Consumer Protection |
| Unpaid Wages | Kentucky Labor Cabinet |
Agency names change. Confirm current filing options on the agency website.
Kentucky complaint FAQ
Where do I file a consumer complaint in Kentucky?
Start with Kentucky Attorney General Consumer Protection. Include your demand letter, receipts, and any written responses.
Where do I report wage theft in Kentucky?
File with Kentucky Labor Cabinet after your demand letter deadline passes.
Who handles tenant or housing complaints in Kentucky?
For deposit or repair disputes, contact Kentucky Attorney General Consumer Protection or your local housing authority for code enforcement.
Can I still go to small claims after filing a complaint?
Yes. Complaints can build a record, but small claims may still be the fastest way to recover money.
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