Use this guide to choose the right complaint path in Iowa when a demand letter deadline passes.
Pick the right agency
Different agencies handle different disputes. Use the list below to find the best fit for your issue.What to include in your complaint
A clear timeline and documentation make agencies more likely to act quickly.- Demand letter and delivery proof
- Receipts, contracts, and photos
- Any responses or refusals
What happens after you file
Agencies may request more information, contact the other party, or recommend next steps if the matter is outside their scope.Where to file complaints in Iowa
| Dispute type | Agency |
|---|---|
| Auto Accident Claims | Iowa Insurance Division |
| Consumer Refunds | Iowa Attorney General Consumer Protection |
| Contractor Disputes | Iowa Division of Labor |
| Debt Collection | Iowa AG / CFPB |
| Education Disputes | Iowa Department of Education |
| Fraud & Scam Recovery | Iowa Attorney General Consumer Protection |
| HOA Disputes | Iowa Real Estate Commission |
| Identity Theft | Iowa Attorney General Consumer Protection |
| Insurance Claims | Iowa Insurance Division |
| Landlord Repairs / Habitability | Iowa Attorney General |
| Medical Bills | Iowa Insurance Division |
| Neighbor Disputes | Iowa Courts |
| Personal Injury | Iowa State Bar |
| Pet Deposits | Iowa Civil Rights Commission |
| Property Damage | Iowa Courts |
| Security Deposit | Iowa Attorney General Consumer Protection |
| Small Business / B2B Disputes | Iowa Secretary of State |
| Subscription Traps | Iowa Attorney General Consumer Protection |
| Telecommunications Disputes | Iowa Utilities Board |
| Unpaid Wages | Iowa Division of Labor |
| Utility Bill Disputes | Iowa Utilities Board |
| Warranty Claims | Iowa Attorney General Consumer Protection |
Agency names change. Confirm current filing options on the agency website.
Iowa complaint FAQ
Where do I file a consumer complaint in Iowa?
Start with Iowa Attorney General Consumer Protection. Include your demand letter, receipts, and any written responses.
Where do I report wage theft in Iowa?
File with Iowa Division of Labor after your demand letter deadline passes.
Who handles tenant or housing complaints in Iowa?
For deposit or repair disputes, contact Iowa Attorney General Consumer Protection or your local housing authority for code enforcement.
Can I still go to small claims after filing a complaint?
Yes. Complaints can build a record, but small claims may still be the fastest way to recover money.
About FreeDemandLetter
FreeDemandLetter provides free, AI-powered demand letter generation with location-specific legal citations. Our content is reviewed by subject matter specialists and regularly updated to reflect current laws. We help thousands of people resolve disputes effectively—but we're not lawyers, and this isn't legal advice. For complex situations, consult a licensed attorney in your jurisdiction.
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