Dispute title company errors affecting property ownership or closing. This template is customized for Texas residents with relevant state law citations.
Texas Legal Requirements
Your demand letter should reference Texas-specific laws including Texas Deceptive Trade Practices Act.
- Texas Deceptive Trade Practices Act
- Tex. Bus. & Com. Code § 17.41
- Texas Identity Theft Enforcement and Protection Act
- FTC Act § 5
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to Texas small claims court or file a complaint with Texas Attorney General Consumer Protection.
The Fraud Recovery Plan
Document Everything
Save all communications, transaction records, websites, emails - everything. Screenshots are evidence.
Report to Authorities
FTC, FBI IC3, state attorney general, local police. File reports everywhere applicable.
Contact Financial Institutions
Bank, credit card, payment apps. Dispute unauthorized transactions. Freeze accounts if needed.
Fraud Laws Are Serious
Fraud is a crime. Civil remedies often allow recovery of damages, attorney fees, and sometimes punitive damages.
Title Company Dispute FAQs for Texas
What laws protect me in Texas for title company dispute?
Texas consumers are protected by Texas Deceptive Trade Practices Act and Tex. Bus. & Com. Code § 17.41. Your demand letter should reference these specific statutes.
What is the small claims limit in Texas?
The small claims court limit in Texas is $20,000. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in Texas?
In Texas, the typical response period is 60 days. Statutes of limitations vary by claim type, so act promptly.
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