Dispute title company errors affecting property ownership or closing. This template is customized for Iowa residents with relevant state law citations.
Iowa Legal Requirements
Your demand letter should reference Iowa-specific laws including Iowa Consumer Fraud Act.
- Iowa Consumer Fraud Act
- Iowa Code § 714.16
- Iowa Identity Theft Law
- FTC Act § 5
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to Iowa small claims court or file a complaint with Iowa Attorney General Consumer Protection.
The Fraud Recovery Plan
Document Everything
Save all communications, transaction records, websites, emails - everything. Screenshots are evidence.
Report to Authorities
FTC, FBI IC3, state attorney general, local police. File reports everywhere applicable.
Contact Financial Institutions
Bank, credit card, payment apps. Dispute unauthorized transactions. Freeze accounts if needed.
Fraud Laws Are Serious
Fraud is a crime. Civil remedies often allow recovery of damages, attorney fees, and sometimes punitive damages.
Title Company Dispute FAQs for Iowa
What laws protect me in Iowa for title company dispute?
Iowa consumers are protected by Iowa Consumer Fraud Act and Iowa Code § 714.16. Your demand letter should reference these specific statutes.
What is the small claims limit in Iowa?
The small claims court limit in Iowa is $6,500. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in Iowa?
In Iowa, the typical response period is 30 days. Statutes of limitations vary by claim type, so act promptly.
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