Dispute predatory small business loans or merchant cash advances. This template is customized for West Virginia residents with relevant state law citations.
West Virginia Legal Requirements
Your demand letter should reference West Virginia-specific laws including Uniform Commercial Code (UCC).
- Uniform Commercial Code (UCC)
- West Virginia Consumer Credit and Protection Act
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to West Virginia small claims court or file a complaint with West Virginia Secretary of State.
The B2B Recovery Plan
Contract & Communications
Original agreements, purchase orders, invoices, and all email chains showing the deal and breach.
Document Non-Performance
What was promised vs. delivered. Late shipments, defective goods, incomplete work.
Calculate Your Damages
Invoice amounts, lost revenue, replacement costs, interest on late payments.
Commercial Law Is Clear
UCC governs sales of goods. Contract law covers services. Interest and attorney fees may be recoverable.
Small Business Loan Dispute FAQs for West Virginia
What laws protect me in West Virginia for small business loan dispute?
West Virginia consumers are protected by Uniform Commercial Code (UCC) and West Virginia Consumer Credit and Protection Act. Your demand letter should reference these specific statutes.
What is the small claims limit in West Virginia?
The small claims court limit in West Virginia is $10,000. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in West Virginia?
Deadlines vary by claim type. Generally, you should send your demand letter as soon as possible after the dispute arises.
Create Your West Virginia Demand Letter
Generate a professional small business loan dispute demand letter tailored for West Virginia. Our free tool includes relevant state law citations.
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