Dispute payment processors holding funds, charging hidden fees, or closing accounts. This template is customized for Texas residents with relevant state law citations.
Texas Legal Requirements
Your demand letter should reference Texas-specific laws including Uniform Commercial Code (UCC).
- Uniform Commercial Code (UCC)
- Texas Deceptive Trade Practices Act
- Texas Prompt Payment Act
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to Texas small claims court or file a complaint with Texas Secretary of State.
The B2B Recovery Plan
Contract & Communications
Original agreements, purchase orders, invoices, and all email chains showing the deal and breach.
Document Non-Performance
What was promised vs. delivered. Late shipments, defective goods, incomplete work.
Calculate Your Damages
Invoice amounts, lost revenue, replacement costs, interest on late payments.
Commercial Law Is Clear
UCC governs sales of goods. Contract law covers services. Interest and attorney fees may be recoverable.
Payment Processor Dispute FAQs for Texas
What laws protect me in Texas for payment processor dispute?
Texas consumers are protected by Uniform Commercial Code (UCC) and Texas Deceptive Trade Practices Act. Your demand letter should reference these specific statutes.
What is the small claims limit in Texas?
The small claims court limit in Texas is $20,000. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in Texas?
Deadlines vary by claim type. Generally, you should send your demand letter as soon as possible after the dispute arises.
Create Your Texas Demand Letter
Generate a professional payment processor dispute demand letter tailored for Texas. Our free tool includes relevant state law citations.
Generate Your Demand Letter Now