Dispute medical bills or collections that are incorrect, inflated, or improperly billed. This template is customized for Connecticut residents with relevant state law citations.
Connecticut Legal Requirements
Your demand letter should reference Connecticut-specific laws including FDCPA.
- FDCPA
- Connecticut FDCPA - CGS § 36a-645
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to Connecticut small claims court or file a complaint with Connecticut Banking Department / CFPB.
The Debt Collection Playbook
Proof is Power
Contracts, invoices, texts, emails… gather all evidence of the debt.
Time is Your Ally (and Their Enemy)
Interest accrues. Late fees may apply. The longer they wait, the more they may owe.
Track Every Penny
Principal, interest, late fees… don't miss a dollar.
The Debtor's Options
Many states allow you to recover collection costs, including attorney fees in some cases. Know your rights.
Medical Debt Dispute FAQs for Connecticut
What laws protect me in Connecticut for medical debt dispute?
Connecticut consumers are protected by FDCPA and Connecticut FDCPA - CGS § 36a-645. Your demand letter should reference these specific statutes.
What is the small claims limit in Connecticut?
The small claims court limit in Connecticut is $5,000. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in Connecticut?
Deadlines vary by claim type. Generally, you should send your demand letter as soon as possible after the dispute arises.
Create Your Connecticut Demand Letter
Generate a professional medical debt dispute demand letter tailored for Connecticut. Our free tool includes relevant state law citations.
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