Dispute lab test charges that were excessive, not ordered, or incorrectly billed. This template is customized for New York residents with relevant state law citations.
New York Legal Requirements
Your demand letter should reference New York-specific laws including No Surprises Act (Federal).
- No Surprises Act (Federal)
- New York Surprise Bill Law
- NY Financial Services Law ยง 605
- New York Medical Debt Protection
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to New York small claims court or file a complaint with New York Department of Financial Services.
The Medical Bill Battle Plan
Get the Itemized Bill
Not a summary - the full itemized bill with procedure codes. Errors hide in the details.
Compare to Your EOB
Explanation of Benefits from your insurer. What did they pay? What did they deny?
Research Fair Prices
Use Healthcare Bluebook or FAIR Health to find what procedures should actually cost.
Medical Billing Laws Protect You
The No Surprises Act limits surprise billing. State laws add more protections. Insurance denials can be appealed.
Lab Test Billing Dispute FAQs for New York
What laws protect me in New York for lab test billing dispute?
New York consumers are protected by No Surprises Act (Federal) and New York Surprise Bill Law. Your demand letter should reference these specific statutes.
What is the small claims limit in New York?
The small claims court limit in New York is $10,000. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in New York?
In New York, the typical response period is 30 days. Statutes of limitations vary by claim type, so act promptly.
Create Your New York Demand Letter
Generate a professional lab test billing dispute demand letter tailored for New York. Our free tool includes relevant state law citations.
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