Missouri Title Company Dispute Demand Letter

State-specific template with Missouri legal requirements

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What is a Consumer Refund Demand Letter?

A consumer refund demand letter is a formal written notice sent to a business requesting the return of money paid for a defective product, undelivered service, or merchandise that failed to meet advertised specifications. This document creates a legal paper trail and often precedes small claims court action.

Key Points:

Creates official documentation of your refund request
References applicable consumer protection laws
Sets a clear deadline for the business to respond
Strengthens your position if you need to escalate to court

Reviewed by David Park Consumer Protection Specialist

Last updated: February 2026

Dispute title company fees or errors. This template is customized for Missouri residents with relevant state law citations.

Missouri Legal Requirements

Your demand letter should reference Missouri-specific laws including Missouri Merchandising Practices Act.

Missouri Merchandising Practices Act
Mo. Rev. Stat. § 407.010

Next Steps if They Ignore You

If your demand goes unanswered, you can escalate to Missouri small claims court or file a complaint with Missouri Attorney General Consumer Protection.

The Consumer Refund Playbook

Receipt is Your Weapon

Proof of purchase, order confirmations, credit card statements. No receipt? Check your email.

Document the Problem

Photos, videos, screenshots of defects or unfulfilled promises. Evidence wins cases.

Paper Trail Everything

Every email, chat, and phone call with customer service. Document their refusals.

Consumer Protection Laws Have Teeth

Many jurisdictions allow recovery of 2-3x damages for willful consumer violations. Know your rights.

Official Resources

For official guidance on your rights and options:

FTC Consumer Protection State Attorney General Directory

Title Company Dispute FAQs for Missouri

What laws protect me in Missouri for title company dispute?

Missouri consumers are protected by Missouri Merchandising Practices Act and Mo. Rev. Stat. § 407.010. Your demand letter should reference these specific statutes.

What is the small claims limit in Missouri?

The small claims court limit in Missouri is $5,000. If your dispute exceeds this amount, you may need to file in a higher court.

How long do I have to file a claim in Missouri?

In Missouri, the typical response period is 30 days. Statutes of limitations vary by claim type, so act promptly.

About FreeDemandLetter

FreeDemandLetter provides free, AI-powered demand letter generation with location-specific legal citations. Our content is reviewed by subject matter specialists and regularly updated to reflect current laws. We help thousands of people resolve disputes effectively—but we're not lawyers, and this isn't legal advice. For complex situations, consult a licensed attorney in your jurisdiction.

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