Dispute mortgage servicer errors in payment application, escrow, or account management. This template is customized for Montana residents with relevant state law citations.
Montana Legal Requirements
Your demand letter should reference Montana-specific laws including Montana Consumer Protection Act.
- Montana Consumer Protection Act
- MCA § 30-14-101
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to Montana small claims court or file a complaint with Montana Attorney General Consumer Protection.
The Consumer Refund Playbook
Receipt is Your Weapon
Proof of purchase, order confirmations, credit card statements. No receipt? Check your email.
Document the Problem
Photos, videos, screenshots of defects or unfulfilled promises. Evidence wins cases.
Paper Trail Everything
Every email, chat, and phone call with customer service. Document their refusals.
Consumer Protection Laws Have Teeth
Many jurisdictions allow recovery of 2-3x damages for willful consumer violations. Know your rights.
Mortgage Servicing Error FAQs for Montana
What laws protect me in Montana for mortgage servicing error?
Montana consumers are protected by Montana Consumer Protection Act and MCA § 30-14-101. Your demand letter should reference these specific statutes.
What is the small claims limit in Montana?
The small claims court limit in Montana is $7,000. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in Montana?
In Montana, the typical response period is 30 days. Statutes of limitations vary by claim type, so act promptly.
Create Your Montana Demand Letter
Generate a professional mortgage servicing error demand letter tailored for Montana. Our free tool includes relevant state law citations.
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