Cease Harassment Letter Demand Letter

Free professional demand letter template for cease harassment letter disputes

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What is a Debt Collection Demand Letter?

A debt collection demand letter is a formal written notice sent to a debtor demanding payment of an outstanding obligation such as an unpaid loan, invoice, or personal debt. This letter establishes a formal collection attempt and is typically required before filing a lawsuit to recover the money owed.

Key Points:

  • Documents the original debt amount and current balance
  • Sets a specific payment deadline (usually 10-30 days)
  • Preserves your right to sue in small claims or civil court
  • May include accrued interest and allowable collection costs
Last updated:

Demand that debt collectors stop harassing you in violation of federal law.

Evidence to gather

Strong documentation makes your demand letter harder to ignore.
  • Contracts, invoices, or receipts tied to the dispute
  • Photos, screenshots, or inspection reports
  • A written timeline of events and communication

If they ignore your letter

Be ready to escalate with small claims or a regulatory complaint once your deadline passes.

The Debt Collection Playbook

Proof is Power

Contracts, invoices, texts, emails… gather all evidence of the debt.

Time is Your Ally (and Their Enemy)

Interest accrues. Late fees may apply. The longer they wait, the more they may owe.

Track Every Penny

Principal, interest, late fees… don't miss a dollar.

Common Cease Harassment Letter Issues

Our demand letter generator helps you address these typical problems:

  • Excessive calls
  • Threats
  • Calling at work
  • Contacting family members

Cease Harassment Letter Checklist

Gather these details before you generate your letter:

  • Call logs and voicemail recordings
  • Written notices you have sent
  • Dates and times of harassment

How It Works

1

Describe Your Issue

Tell us about your Cease Harassment Letter dispute, including dates, amounts, and what happened.

2

Select Your Location

Choose your state or region so we can include relevant laws and legal citations.

3

Generate Your Letter

Our AI creates a professional demand letter with proper legal formatting and references.

4

Send to Recipient

Download your letter and send it via certified mail or email to the other party.

Common Questions About Cease Harassment Letter

Can they still contact me by mail?

Yes, they can usually send legal notices, but they must stop harassing calls.

What if they keep calling after my letter?

Document it and consider filing complaints under consumer protection laws.

About FreeDemandLetter

FreeDemandLetter provides free, AI-powered demand letter generation with location-specific legal citations. Our content is reviewed by subject matter specialists and regularly updated to reflect current laws. We help thousands of people resolve disputes effectively—but we're not lawyers, and this isn't legal advice. For complex situations, consult a licensed attorney in your jurisdiction.

Ready to Create Your Demand Letter?

Generate a professional cease harassment letter demand letter in minutes. Our free tool creates legally-formatted letters with relevant consumer protection and contract law references.

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Legal Information Verified: January 2026. Sources include official state statutes and government consumer protection agencies. Laws change—verify current requirements with official sources for your jurisdiction.