Auto Accident Claims FAQs
Common questions about auto accident claims demand letters.
Frequently Asked Questions
How long do I have to file a claim after an accident?
Statute of limitations varies by state, typically 2-4 years for personal injury and 2-6 years for property damage.
Should I accept the insurance company's first offer?
Usually no. First offers are typically low. Document all damages and get repair estimates before negotiating.
What if the other driver was uninsured?
Your own uninsured motorist coverage may apply. You can also sue the driver directly, though collection may be difficult.
Can I still recover if I was partially at fault?
Most states allow recovery even with partial fault, though your damages may be reduced proportionally.
What damages can I claim beyond car repairs?
You may claim medical expenses, lost wages, rental car costs, diminished value, and pain and suffering.
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