Stop collection attempts on old or time-barred debts that can no longer be enforced. This template is customized for Louisiana residents with relevant state law citations.
Louisiana Legal Requirements
Your demand letter should reference Louisiana-specific laws including FDCPA.
- FDCPA
- Louisiana Unfair Trade Practices Act
Next Steps if They Ignore You
If your demand goes unanswered, you can escalate to Louisiana small claims court or file a complaint with Louisiana AG / CFPB.
The Debt Collection Playbook
Proof is Power
Contracts, invoices, texts, emails… gather all evidence of the debt.
Time is Your Ally (and Their Enemy)
Interest accrues. Late fees may apply. The longer they wait, the more they may owe.
Track Every Penny
Principal, interest, late fees… don't miss a dollar.
The Debtor's Options
Many states allow you to recover collection costs, including attorney fees in some cases. Know your rights.
Zombie Debt Collection FAQs for Louisiana
What laws protect me in Louisiana for zombie debt collection?
Louisiana consumers are protected by FDCPA and Louisiana Unfair Trade Practices Act. Your demand letter should reference these specific statutes.
What is the small claims limit in Louisiana?
The small claims court limit in Louisiana is $5,000. If your dispute exceeds this amount, you may need to file in a higher court.
How long do I have to file a claim in Louisiana?
Deadlines vary by claim type. Generally, you should send your demand letter as soon as possible after the dispute arises.
Create Your Louisiana Demand Letter
Generate a professional zombie debt collection demand letter tailored for Louisiana. Our free tool includes relevant state law citations.
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