The Insurance Checkmate Strategy
Documentation is Your Weapon
Police reports, photos, medical bills, repair estimates… gather everything.
Time is Money (Literally)
Most states have deadlines for insurance responses. Know them.
Calculate Everything
Property damage, medical bills, lost wages, pain and suffering… don't miss a thing.
The Insurance Company's Playbook
Many states have 'bad faith' laws that penalize insurance companies for unreasonable delays or lowball offers.
Auto Accident Claims Laws
Applicable Laws
- South Carolina Code § 38-77-140
- Modified Comparative Fault (51%)
Small Claims Limit
$7,500
Consumer Protection Agency
SC Department of Insurance
Charleston County Auto Accident Claims Resources
Local Court Information
Charleston Magistrate Court - Small Claims
Filing Fee: $40-$80
Local Consumer Protection
SC Department of Insurance
Serving: Charleston, Mount Pleasant, North Charleston, Goose Creek, Summerville
Insurance Battle FAQ
When Do I Send It?
Once you understand your damages and the insurance company's offer is unacceptable.
What If They Still Lowball?
That's when you might need to consider legal action. Consult an attorney.
Ready for Fair Compensation?
Don't let the insurance company take advantage of you. Demand what you're owed.
Generate Your Demand Letter Now