Consumer Rights & Refunds

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How to Get a Refund: Your Consumer Rights Under Federal & State Law (2026)

Know your legal right to a refund. Step-by-step guide to FTC rules, credit card chargebacks, store return policies, and how to demand your money back — with free letter template.

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Consumer Refund Rights: Know When You're Entitled to Your Money Back

Know your refund rights as a consumer. Learn when businesses must give refunds, how to fight unfair return policies, and what the law actually requires.

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Consumer Fraud Guide: Recognizing and Fighting Business Fraud

Been defrauded by a business? Learn to identify consumer fraud, understand your legal rights, and take action to recover your losses.

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Fraud Recovery: Complete Guide

Complete guide to recovering money lost to fraud. Learn about chargebacks, bank fraud claims, FTC complaints, civil lawsuits, and step-by-step recovery procedures for scams, identity theft, and financial fraud.

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False Advertising Claims: Fighting Deceptive Business Practices

Been misled by false advertising? Learn how to fight deceptive marketing, get refunds, and report businesses that make false claims.

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Bait and Switch Tactics: Recognizing and Fighting Deceptive Sales

Victim of bait and switch? Learn to recognize deceptive sales tactics, your legal rights, and how to get the deal you were promised or your money back.

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Unfair Business Practices: Know Your Rights Against Bad Actors

Dealing with unfair business practices? Learn about UDAP laws, what constitutes unfair treatment, and how to hold businesses accountable.

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Hidden Fees: Fighting Surprise Charges and Junk Fees

Hit with surprise fees? Learn how to identify illegal junk fees, dispute hidden charges, and get refunds for fees that weren't properly disclosed.

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Overcharging Disputes: Fighting Excessive Prices and Billing Errors

Been overcharged? Learn how to identify billing errors, dispute excessive charges, and get refunds for unauthorized or inflated prices.

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Warranty Claims: How to Get Defective Products Fixed or Replaced

Product broke and warranty claim denied? Learn about express warranties, implied warranties, and the Magnuson-Moss Warranty Act protections.

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Appliance Warranty Claims Guide

Appliance warranty claims: Magnuson-Moss Warranty Act rights, express vs. implied warranties, FTC rules, extended warranty disputes, and how to pursue repair, replacement, or refund.

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Home Warranty Disputes: Getting Coverage

Home warranty disputes: coverage denials, pre-existing condition claims, state service contract laws, FTC regulations, arbitration rights, and getting repairs or reimbursement.

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Cancellation Rights: How to Cancel Contracts and Subscriptions

Need to cancel a contract, membership, or subscription? Know your cancellation rights, cooling-off periods, and how to fight unfair cancellation fees.

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Subscription Cancellation Rights

Subscription cancellation rights: FTC Click-to-Cancel rule, ROSCA requirements, state auto-renewal laws, dark patterns, and getting refunds from unwanted subscriptions.

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Subscription Service Disputes: Cancel, Refund, and Billing Issues

Struggling to cancel a subscription or getting billed after cancellation? Learn your rights for streaming, software, boxes, and other subscription services.

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Retail Disputes: Store Returns, Defective Products, and Consumer Rights

Can't return a defective product? Know your rights for store returns, refunds, price matching disputes, and dealing with uncooperative retailers.

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Online Marketplace Disputes: eBay, Etsy, Facebook, and Resale Apps

Scammed on eBay, Etsy, or Facebook Marketplace? Learn how to resolve disputes, file claims, and recover money from online marketplace transactions.

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Data Breach Rights: What to Do When Your Information Is Compromised

Personal data exposed in a breach? Learn your rights, what companies must do, how to protect yourself, and when you may be entitled to compensation.

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Identity Theft Recovery: Steps to Reclaim Your Identity

Victim of identity theft? Learn the step-by-step process to report fraud, dispute charges, restore your credit, and recover from identity theft.

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Stop Debt Collectors: FDCPA Rights Guide

Stop debt collector harassment today. Learn your FDCPA rights, send a cease & desist letter, dispute debts, and sue for up to $1,000 per violation — free template included.

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Credit Report Disputes: Fixing Errors and Protecting Your Score

Errors on your credit report? Learn how to dispute inaccurate information, your rights under the FCRA, and how to get mistakes removed from your credit history.

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Credit Card Disputes: How to Win Chargebacks and Billing Disputes

Unauthorized charge on your card? Learn how to file disputes, win chargebacks, and understand your rights under the Fair Credit Billing Act.

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