Best Free Demand Letter Generators in 2026

You're owed money and you've decided to send a demand letter. Smart move. But when you Google "free demand letter generator," you get a dozen options — and no clue which ones actually work.

We tested 8 of the most popular free demand letter generators to see which ones produce letters that will actually get you paid. Here's what we found.

How We Tested

We ran the same dispute through each generator: a $2,800 security deposit that a landlord won't return, in California (which has strong tenant protections). We evaluated each on:

  • Actually free? — Many "free" tools are bait for paid services
  • State-specific? — Does it cite your state's actual laws?
  • Letter quality — Would this letter actually work in small claims court?
  • Ease of use — How long does it take to get a finished letter?
  • Output format — Can you download, email, or print it?
  • Hidden catches — Account required? Watermarks? Upsells?

Quick Picks

🏆 Best Overall: FreeDemandLetter.com

State-specific laws, professional formatting, no account required, completely free. The letter actually reads like an attorney wrote it.

Try FreeDemandLetter →

👍 Best for Beginners: JusticeDirect

Great step-by-step guidance, mailing service available (for a fee). Template-based but well-designed.

🤖 Best Pure AI: AILawyer.pro

Uses GPT to generate custom content. Quality varies but it's free and genuinely AI-powered.

Detailed Reviews

1. FreeDemandLetter.com — Best Overall

Score: 9.5/10

What it is: An AI-powered demand letter generator that creates state-specific, professionally formatted letters based on your dispute details.

The good:

  • Truly free — no hidden fees, no watermarks, no upsells
  • State-specific laws — cites actual statutes for your state
  • No account required — just fill out the form and generate
  • Multiple dispute types — security deposits, unpaid wages, money owed, contractor disputes, more
  • Professional output — the letter looks like it came from a law office
  • Educational content — explains why each section matters

The not-so-good:

  • ⚠️ No built-in mailing service (you print and mail yourself)
  • ⚠️ Limited customization after generation

Our take: This is the generator we'd use if we needed to send a demand letter tomorrow. The state-specific citations give real legal weight, and the letters are genuinely well-written. The fact that it's completely free with no catches is remarkable.

Try FreeDemandLetter →

2. JusticeDirect — Best for Hand-Holding

Score: 8/10

What it is: A template-based demand letter tool with optional mailing services.

The good:

  • ✅ Free to create and download
  • ✅ Excellent step-by-step guidance
  • ✅ Mailing service available ($15-25)
  • ✅ Clean, modern interface
  • ✅ Option for attorney-signed letters ($299)

The not-so-good:

  • ⚠️ Template-based, not AI-generated custom content
  • ⚠️ Limited state-specific content
  • ⚠️ Heavy upselling to paid services

Our take: Good option if you want someone to mail the letter for you. The guidance is excellent for first-timers. But the actual letter is more fill-in-the-blank than custom content.

3. AILawyer.pro — Best Pure AI

Score: 7.5/10

What it is: An AI writing tool (GPT-powered) that generates demand letters from your prompts.

The good:

  • ✅ Genuinely AI-generated, not templates
  • ✅ Free tier available
  • ✅ Can handle unusual dispute types
  • ✅ Flexible format

The not-so-good:

  • ⚠️ Quality varies wildly by prompt
  • ⚠️ May "hallucinate" fake laws or case citations
  • ⚠️ Requires account creation
  • ⚠️ Free tier has limits

Our take: Interesting AI tech, but you need to verify everything it generates. It made up a California statute in our test that doesn't exist. Useful for drafting, but needs human review.

4. Easy-Peasy.AI

Score: 7/10

What it is: A general AI writing platform with a demand letter template.

The good:

  • ✅ Free to use
  • ✅ AI-generated content
  • ✅ Quick output

The not-so-good:

  • ⚠️ Generic AI tool, not legal-specific
  • ⚠️ No state-specific content
  • ⚠️ Output needs significant editing
  • ⚠️ Account required

Our take: It's a general AI writer that happens to have a "demand letter" template. The output was usable but generic. No legal teeth.

5. Junia AI

Score: 6.5/10

What it is: Another general AI writing platform marketing a demand letter feature.

The good:

  • ✅ Free version available
  • ✅ Modern interface

The not-so-good:

  • ⚠️ Very generic output
  • ⚠️ No legal knowledge baked in
  • ⚠️ Account required
  • ⚠️ Aggressive upselling

Our take: The "demand letter generator" claim is marketing. It's just a general AI writer. You'd get similar results asking ChatGPT directly.

6. LogicBalls

Score: 6/10

What it is: Yet another general AI platform with a demand letter mode.

The good:

  • ✅ Free
  • ✅ No account required

The not-so-good:

  • ⚠️ Very basic output
  • ⚠️ No legal expertise
  • ⚠️ Would need major editing

Our take: Usable in a pinch, but you're essentially getting a generic AI first draft. Not recommended for serious disputes.

7. Template.net

Score: 5.5/10

What it is: Downloadable Word/PDF templates for various documents including demand letters.

The good:

  • ✅ Lots of template varieties
  • ✅ Editable formats (Word, Google Docs)

The not-so-good:

  • ⚠️ "Free" templates are low-quality; good ones cost money
  • ⚠️ No customization guidance
  • ⚠️ No state-specific content
  • ⚠️ Very dated design

Our take: These are just fill-in-the-blank templates. Fine if you know exactly what you're doing, but no help if you don't.

8. PDFfiller

Score: 5/10

What it is: A PDF editing tool with some demand letter forms.

The good:

  • ✅ Professional-looking forms
  • ✅ E-signature capabilities

The not-so-good:

  • ⚠️ Trial period, then paid ($8+/month)
  • ⚠️ Just fillable PDFs, not generators
  • ⚠️ Watermarks on free version
  • ⚠️ State-specific forms often wrong or outdated

Our take: Not really free, and the "demand letter" is just a form you fill out. Skip it.

Side-by-Side Comparison

GeneratorActually Free?State-Specific?AI-Powered?Account Needed?Score
FreeDemandLetter✅ Yes✅ Yes✅ Yes❌ No9.5/10
JusticeDirect✅ Yes⚠️ Limited❌ No✅ Yes8/10
AILawyer.pro⚠️ Limited⚠️ Unreliable✅ Yes✅ Yes7.5/10
Easy-Peasy.AI⚠️ Limited❌ No✅ Yes✅ Yes7/10
Junia AI⚠️ Limited❌ No✅ Yes✅ Yes6.5/10
LogicBalls✅ Yes❌ No✅ Yes❌ No6/10
Template.net⚠️ Mostly no❌ No❌ No✅ Yes5.5/10
PDFfiller❌ No⚠️ Outdated❌ No✅ Yes5/10

What Actually Matters in a Demand Letter Generator

After testing all these tools, here's what separates the good from the useless:

1. State-Specific Legal Citations

A demand letter that cites actual state law carries real weight. "California Civil Code § 1950.5 requires return within 21 days" hits different than "please return my money." Only one generator we tested did this reliably.

2. Professional Formatting

Judges and landlords take well-formatted letters seriously. A letter that looks like it came from Word 95 undermines your credibility. Look for proper legal formatting with headers, numbered paragraphs, and clear sections.

3. No Account/No Upsell

You're already stressed about the dispute. The last thing you need is a sales funnel. The best tools let you generate, download, and go.

4. Actually Understands Demand Letters

General AI writing tools can produce "a letter demanding something." That's not the same as a proper demand letter with statement of facts, legal basis, specific demand, deadline, and consequence statement.

The Verdict

If you need to send a demand letter today, FreeDemandLetter.com is the clear winner. It's the only generator that:

  • Cites your actual state's laws
  • Produces genuinely professional letters
  • Requires no account or payment
  • Doesn't try to upsell you to paid services

The other tools fall into two camps: "AI writers that happen to have a demand letter mode" (Easy-Peasy, Junia, LogicBalls) and "templates with optional paid services" (JusticeDirect, PDFfiller, Template.net). Neither gives you what you actually need: a state-specific, legally credible letter that will get results.

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FreeDemandLetter.com scored highest in our testing. State-specific laws, professional formatting, and completely free. See for yourself.

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Key Takeaways

  • Most 'free' demand letter generators are either templates or generic AI tools
  • State-specific legal citations are the #1 factor that makes a letter effective
  • FreeDemandLetter.com is the only truly free generator with state-specific content
  • Avoid tools that require accounts or aggressively upsell paid services
  • General AI writers (ChatGPT, Easy-Peasy) can draft letters but often cite fake laws
  • Professional formatting matters — sloppy letters get ignored

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