Iowa Small Claims Court Guide

$6500 Maximum Claim (Individuals)
$6500 Maximum Claim (Businesses)
15-30 days Typical Wait Time
Yes Lawyers Allowed

Iowa Small Claims Court Limits

Iowa small claims court limit is $6,500 for all plaintiffs.

Court Name: Small Claims Division of District Court

Official Website: https://www.iowacourts.gov/for-the-public/representing-yourself/small-claims

Filing Fees in Iowa

Filing fees vary based on the amount you're claiming:

Claim Amount Filing Fee
Typical Range$95

Filing fee is approximately $95. Additional fees for service of process.

Serving the Defendant

Service must be completed at least 10 days before the hearing date.

Allowed Service Methods:

Important: You must serve the defendant at least 10 days before the hearing date.

What to Expect at Your Hearing

After filing, you'll typically wait 15-30 days for your hearing date.

Attorneys Allowed: Attorneys are permitted in Iowa small claims court but most parties represent themselves.

Appeals

Either party may appeal to District Court within 20 days for a new trial.

Iowa Statute of Limitations

You must file your lawsuit within these time limits from when the dispute occurred:

Type of Claim Time Limit
Written Contract years
Oral Contract years
Property Damage years
Personal Injury years

Do I Need a Demand Letter Before Filing?

Sending a demand letter is recommended to show you attempted to resolve the dispute before filing.

Create Your Free Demand Letter

Before going to court, try sending a demand letter. It's free, takes 5 minutes, and often resolves disputes without filing.

Create Free Demand Letter

Frequently Asked Questions

What is the small claims court limit in Iowa?

The Iowa small claims court limit is $6,500 for all plaintiffs.

How long do I have to sue for breach of contract in Iowa?

In Iowa, you have 10 years for written contracts and 5 years for oral contracts from the date of breach.

How much does it cost to file small claims in Iowa?

The filing fee is approximately $95. Service fees by sheriff are additional.

How do I appeal a small claims judgment in Iowa?

Either party may appeal to District Court within 20 days. The appeal results in a new trial (trial de novo).