Ontario-Specific Requirements
Small Claims Court ($35,000 Limit)
Ontario's Small Claims Court handles disputes up to $35,000. It's designed for self-representation - you don't need a lawyer. Over $35K? Superior Court of Justice (and you'll probably want legal help).
2-Year Limitation Period (Limitation Act, 2002)
Ontario has a strict 2-year limitation period for most claims (discovered when you knew or should have known about the claim). Some exceptions exist, but don't delay - miss the deadline and you're done.
Consumer Protection Act (Ontario)
Ontario's Consumer Protection Act provides strong rights for buyers. If goods or services are faulty, misrepresented, or don't meet standards, reference the CPA in your letter.
Pre-Action Good Faith Requirement
Courts expect genuine attempts to resolve disputes before filing. A demand letter demonstrates good faith and can help your case if you end up in court.
Ontario Legal Framework
Ontario operates under common law with provincial statutes. Small Claims Court handles up to $35,000 (informal, self-representation encouraged). Superior Court handles larger claims. Limitation Act, 2002 sets a basic 2-year limitation period for most claims. Consumer Protection Act, 2002 provides buyer protections. Rules of Civil Procedure govern court processes. This tool generates compliant letters but isn't legal advice - see a lawyer for complex matters.
Ontario FAQs
Do I need a lawyer for Small Claims Court?
No. Small Claims Court is designed for self-representation. You CAN have a lawyer or paralegal represent you, but many people handle claims themselves successfully.
What if they ignore my letter?
File with Small Claims Court (or Superior Court if over $35K). The letter shows you tried to resolve it, which courts appreciate. But a letter alone won't force payment.
Can I claim interest on the debt?
Yes, courts can award pre-judgment and post-judgment interest under the Courts of Justice Act. Mention it in your letter if applicable.
Generate Your Ontario Demand Letter
Ontario-specific, legally sound, and ready to send. Free for all Ontarians.
Generate Your Demand Letter Now